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Car Insurance Rates by State

Car insurance rates vary a great deal from state to state. Over time, the rates from one state can fluctuate due to legislation or demographic shift. The following tables show the average rates for each state for the years 2004 through 2010.

State   |   Avgerage Expenditure (click on the column header to sort the table data)

Average car insurance rates by state broken down by year: 2010, 2008, 2007, 2006, 2005, 2004
For car insurance data from 2004-2008:
Note: The Average expenditure is equal to the Total written premium / liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2010 National Association of Insurance Commissioners.

For car insurance data for 2010
** Source: from Quadrant Information Services. Updated 7/13/2010