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2010 Car Insurance Rates by State

Car insurance rates vary a great deal from state to state. Over time, the rates from one state can fluctuate due to legislation or demographic shift. The following table shows the average rates for each state for the year 2010. You may want to view our 2004 - 2010 car insurance cost tables to get a real sense of trends from year to year. There are states where legislation has actually helped to reduce the average cost in a given State.