Most Dangerous Jobs 2011
The most dangerous jobs list comes out every year and in that list is often some dangerous jobs that surprise. You might be surprised to at some of the jobs on there. However, statistics don't lie. We could argue about statistics lying, but lets assume that these statistics represent a large enough sample size and aren't compiled in some arcane way such as the Nielsen television ratings or the Arbitron radio ratings.
You might ask how these jobs relate to insurance... Well, an insurance rate for certain coverage types will depend a great deal on your occupation. The obvious affect of dangerous jobs in relation to insurance coverage has to do with Workers' Compensation coverage. The more dangerous the job, the more likely you are to sustain an injury covered under worker's compensation. Your occupation will also affect your Life Insurance rate and in many cases will cause your policy to be rated higher, or declined altogether.
On a positive note, your dangerous occupation won't affect your car insurance rate, or home insurance rate.
Browse the list below and the next time you are giving grief to a roofer, sanitation worker, or a truck driver, please understand that they are in a dangerouse job without commensurate pay.
Expected to see on the list:: Military, convenience store clerk.
Surprised to see on the list: Airplane Pilot
- Fisherman
Risk Factors: inclement weather, rough seas, heavy equipment, night hazards.
Fatality Rate: 204 per 100,000 workers.
Injury Rate: 800 per 100,000 workers.
Average Annual Salary: $27,880
- Firefighter
Risk Factors: intense heat, structural collapse, smoke inhalation, toxic fumes.
Fatality Rate: 4 for 100,000 workers.
Injury Rate: 11,600 per 100,000 workers.
Average Annual Salary: $47,730.
- Airplane Pilot
Risk Factors: flight hazard, weather, mechanical malfunctions.
Fatality Rate: 59 for 100,000 workers.
Injury Rate: 8,800 per 100,000 workers.
Average Annual Salary: $73,490
- Police Officer
Risk Factors: criminals, firearms, high speed vehicle pursuits, stress, fatigue.
Fatality Rate: 13 for 100,000 workers.
Injury Rate: 1,700 per 100,000 workers.
Average Annual Salary: $55,620.
- Logging Workers
Risk Factors: heavy equipment, rough terrain, remote location, weather.
Fatality Rate: 66 for 100,000 workers.
Injury Rate: 4,200 per 100,000 workers.
Average Annual Salary: $34,510.
- Roofer
Risk Factors: slips and falls from roofs scaffolding or ladders.
Fatality Rate: 35 for 100,000 workers.
Injury Rate: 5,300 per 100,000 workers.
Average Annual Salary: $37,880.
- Sanitation Worker
Risk Factors: heavy machinery, physical strains, traffic hazards.
Fatality Rate: 27 for 100,000 workers.
Injury Rate: 6,200 per 100,000 workers.
Average Annual Salary: $34,310.
- Bus Driver, Urban Areas
Risk Factors: traffic, dangerous passengers, stress, fatigue.
Fatality Rate: 5 for 100,000 workers.
Injury Rate: 7,600 per 100,000 workers.
Average Annual Salary: $37,060.
- Animal Farmers and Ranchers
Risk Factors: heavy machinery, chemicals, livestock.
Fatality Rate: 40 for 100,000 workers.
Injury Rate: 6,700 per 100,000 workers.
Average Annual Salary: $65,960.
- Truck Driver
Risk Factors: weather, traffic, heavy cargo and machinery, night hazards, fatigue.
Fatality Rate: 22 for 100,000 workers.
Injury Rate: 4,700 per 100,000 workers.
Average Annual Salary: $41,110.